SAKXM

Finance, Simplified.

Build Your Future, One Year at a Time.

Plan your Public Provident Fund savings with SAKXM. Explore how yearly contributions and compounding could grow over a 15-year projection — with clear assumptions, not promises.

Evergreen plant beside a small stack of coins and a notebook

Illustrative PPF example

₹1.5 lakh/year → ₹40.68 lakh

7.1% assumed · 15 years · yearly deposits at FY start

Calculators

Eight tools, each with the formula explained.

How it works

  1. 01

    Pick a calculator

    Choose the tool that matches your question — a deposit, an investment, a loan or tax.

  2. 02

    Enter your numbers

    Type or slide. Results update instantly, and errors are flagged as you go.

  3. 03

    Understand the result

    Read the formula and assumptions so you know exactly what the number means.

PPF, explained

Public Provident Fund

PPF is a government small-savings scheme for long-term saving. Annual contributions range from ₹500 to ₹1,50,000, subject to scheme rules.

Compounding over time

Interest is credited annually, so earlier interest can earn more interest. The example assumes ₹1.5 lakh deposited at the start of each financial year and a constant 7.1%; actual rates may change.

15-year term and maturity

The calculator shows 15 financial years. The scheme's actual maturity convention counts 15 years from the end of the opening financial year; check the actual maturity date with your provider. Extension blocks have separate conditions.

Tax benefits

Eligible PPF contributions may qualify under Section 80C within the overall ₹1.5 lakh limit under the old tax regime. PPF interest and eligible maturity proceeds are generally exempt, subject to current law and individual circumstances.

Frequently asked questions