Small monthly deposits, steady growth
A recurring deposit turns a fixed monthly amount into a lump sum. Because each deposit earns interest for a different length of time, the first instalments contribute the most interest.
RD Calculator
Project a recurring deposit — Post Office or bank — from steady monthly deposits, with the formula and assumptions in plain view.
Government small-savings scheme: 5 years, 60 monthly deposits, minimum ₹100 and multiples of ₹10, no maximum under scheme rules.
₹
At least ₹100, in multiples of ₹10.
%
Reference rate: 6.7% p.a. Verified for January–March 2024 (DEA notification); October–December 2026 not verified. Check the official notification before using this editable assumption.
Enter a valid account-opening date.
Maturity is estimated five calendar years from this date.
Estimate
Fix the highlighted inputs to see your estimate.
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