Finance, Simplified.
Build Your Future, One Year at a Time.
Plan your Public Provident Fund savings with SAKXM. Explore how yearly contributions and compounding could grow over a 15-year projection — with clear assumptions, not promises.
Illustrative PPF example
₹1.5 lakh/year → ₹40.68 lakh
7.1% assumed · 15 years · yearly deposits at FY start
Calculators
Eight tools, each with the formula explained.
Public Provident Fund
PPF Calculator
Estimate a long-term PPF balance with transparent assumptions.
Fixed Deposit
FD Calculator
See how a fixed deposit grows with your chosen compounding frequency.
Systematic Investment
SIP Calculator
Project the value of steady monthly investments over time.
Loan EMI
EMI Calculator
Work out your monthly loan payment and total interest cost.
Goods & Services Tax
GST Calculator
Add or remove GST and view CGST, SGST or IGST splits.
Monthly Income Scheme
Post Office MIS Calculator
Estimate monthly interest payouts and five-year receipts from a Post Office MIS deposit.
Recurring Deposit
RD Calculator
Project Post Office or bank recurring deposit maturity from steady monthly deposits.
National Savings Certificate
NSC Calculator
Plan five-year certificates with purchase-specific rates and separate maturity dates.
How it works
- 01
Pick a calculator
Choose the tool that matches your question — a deposit, an investment, a loan or tax.
- 02
Enter your numbers
Type or slide. Results update instantly, and errors are flagged as you go.
- 03
Understand the result
Read the formula and assumptions so you know exactly what the number means.
PPF, explained
Public Provident Fund
PPF is a government small-savings scheme for long-term saving. Annual contributions range from ₹500 to ₹1,50,000, subject to scheme rules.
Compounding over time
Interest is credited annually, so earlier interest can earn more interest. The example assumes ₹1.5 lakh deposited at the start of each financial year and a constant 7.1%; actual rates may change.
15-year term and maturity
The calculator shows 15 financial years. The scheme's actual maturity convention counts 15 years from the end of the opening financial year; check the actual maturity date with your provider. Extension blocks have separate conditions.
Tax benefits
Eligible PPF contributions may qualify under Section 80C within the overall ₹1.5 lakh limit under the old tax regime. PPF interest and eligible maturity proceeds are generally exempt, subject to current law and individual circumstances.